Storm season is well and truly upon us. It is important to clean up your yard, removing any debris and securing lightweight items. Once this is done there is little else you can do to protect your home other than making sure you have an up to date insurance policy; double check that it covers storm damage. Patios are particularly vulnerable to storm damage whether it’s wind-ravaged patio furnishings or hail damage to the patio structure or patio roof.
Here are some tips about what to do if your patio suffers damage this storm season.
Insurance Assessment
If you have a hail damaged patio the first thing to do is contact your insurance company. Touch base with them as soon as you can to get the insurance assessment underway. Depending on how widespread and severe the storm has been you may be on the phone for a while waiting to discuss your patio insurance repair. Make sure you have your policy number handy when you make the call. Your insurer will want to get an idea of the extent of the storm damaged patio so it can be a good idea to get an expert in to look at your damaged patio or pergola. A claims assessor may wish to inspect your home to assess the damage and what will be needed in the way of repairs.
Call in the Professionals
When it comes to damage to a colourbond patio roof or colourbond cladding on your patio you should call in an insurance roof repairs experts for advice. They will be able to perform the work required to the satisfaction of your insurer and generally their repair work will be guaranteed. Make sure you get sign-off from your insurance company before work commences on any insurance roof repairs.
Take Photos
It’s a good idea to take photos of any colorbond or other patio roof or carport roof material that has been damaged by hail and email these pictures to your insurer. This will expedite your claim as it provides visual evidence of storm and hail damage. Photos will almost definitely speed up the claim process. Ask your insurer for a timeline for repairs and book a contractor early. During storm season roof repair experts are often very busy so get in early and your patio will be good as new in no time.
